Were you wearing red while you broke that?

We called our insurance recently to see if our renter’s insurance covers my wife dropping a bottle of olive oil onto our stove and cracking the rather expensive glass stove top. Turns out it doesn’t… unless the bottle goes through a wall/ceiling on its way to the stove. I’m trying to figure out what our takeaway from this should be… Do all our cooking from the the roof? 🙂